:root{--accent:#8A3B12;--accent2:#0B6E8A;--ink:#1f2937;--muted:#5b6577;--bg:#f6f8fb;--card:#fff;--line:#e5e9f0;--radius:14px;--max:1120px}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65;-webkit-font-smoothing:antialiased}
a{color:var(--accent);text-decoration:none}a:hover{text-decoration:underline}
img{max-width:100%;height:auto;display:block}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
header.site{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.bar{display:flex;align-items:center;justify-content:space-between;gap:16px;height:68px}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;color:var(--accent);font-size:1.05rem}
.brand svg{width:34px;height:34px;flex:0 0 auto}
nav.main a{color:var(--muted);font-weight:600;margin-left:18px;font-size:.95rem}
nav.main a:hover{color:var(--accent)}
.crumbs{font-size:.82rem;color:var(--muted);padding:14px 0}
.crumbs a{color:var(--muted)}
.hero{background:linear-gradient(135deg,var(--accent),var(--accent2));color:#fff;padding:54px 0 60px}
.hero h1{font-size:clamp(1.7rem,4vw,2.7rem);line-height:1.2;letter-spacing:-.5px;max-width:900px}
.hero p{margin-top:16px;max-width:760px;color:#e8eefc;font-size:1.05rem}
.hero .cta{margin-top:26px;display:flex;gap:12px;flex-wrap:wrap}
.btn{display:inline-block;background:#fff;color:var(--accent);font-weight:700;padding:13px 22px;border-radius:10px}
.btn.ghost{background:rgba(255,255,255,.14);color:#fff;border:1px solid rgba(255,255,255,.5)}
main{padding:40px 0 20px}
.grid{display:grid;grid-template-columns:1fr;gap:34px}
@media(min-width:960px){.grid{grid-template-columns:minmax(0,1fr) 320px}}
article section{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:26px 26px 10px;margin-bottom:22px}
article h2{font-size:1.4rem;color:var(--accent);margin-bottom:12px;letter-spacing:-.2px}
article h3{font-size:1.08rem;margin:16px 0 8px}
article p{color:#374151;margin-bottom:14px}
article ul{margin:0 0 16px 20px}article li{margin-bottom:7px;color:#374151}
aside .box{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:22px;margin-bottom:20px}
aside h3{font-size:1rem;margin-bottom:12px;color:var(--accent)}
aside ul{list-style:none}aside li{margin-bottom:10px;font-size:.93rem}
.faq details{border:1px solid var(--line);border-radius:10px;background:#fff;margin-bottom:10px;overflow:hidden}
.faq summary{cursor:pointer;font-weight:700;padding:14px 16px;list-style:none;display:flex;justify-content:space-between;gap:10px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--accent);font-weight:800}
.faq details[open] summary::after{content:"–"}
.faq .a{padding:0 16px 16px;color:#374151}
.related{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:26px;margin:6px 0 26px}
.related h2{font-size:1.25rem;color:var(--accent);margin-bottom:14px}
.related .cards{display:grid;grid-template-columns:1fr;gap:14px}
@media(min-width:700px){.related .cards{grid-template-columns:1fr 1fr}}
.related a.card{display:block;border:1px solid var(--line);border-radius:10px;padding:16px;color:var(--ink);background:#fbfcfe}
.related a.card strong{color:var(--accent);display:block;margin-bottom:4px}
footer.site{background:#0f172a;color:#cbd5e1;margin-top:50px;padding:38px 0 26px;font-size:.9rem}
footer.site a{color:#93b4ff}
footer .cols{display:grid;grid-template-columns:1fr;gap:22px}
@media(min-width:760px){footer .cols{grid-template-columns:2fr 1fr 1fr}}
footer h4{color:#fff;margin-bottom:10px;font-size:.95rem}
footer ul{list-style:none}footer li{margin-bottom:7px}
.disclaimer{border-top:1px solid #1e293b;margin-top:26px;padding-top:18px;color:#94a3b8;font-size:.82rem}
.heroimg{border-radius:var(--radius);border:1px solid var(--line);margin-bottom:24px}
@media(max-width:640px){nav.main{display:none}}
.skip{position:absolute;left:-9999px}